How Does Getting a Bad Credit Car Loan Work

How it Works

1. Apply online using our secure credit application or we would be happy to take your application over the phone. Contact us at 613-549-7353.

2. Sit back and relax while we go and work with our lenders and guarantee * to get you the best approval possible, usually on the same day.

3. Select your vehicle, work out payments and DRIVE AWAY.

Get My Application Started!

*Minimum income required is $1800/per month. Must be at least 3 months at current employer or have permanent pension income. Down payment may be required in some circumstances.

Frequently Asked Car Loan Questions

Q. I have already been turned down by a few places- how are you able to get me approved?

A. Most traditional banks and finance companies base their decision to finance a customer on their previous credit history. Car Loans Kingston deals with reputable lenders who base their decision on your current circumstances. In most cases if you are working, you are approved. Click here to get approved right now!

Q. I recently came out of a bankruptcy. Are you still able to get me approved?

A. Absolutely! Our lenders will finance you even after a bankruptcy.

Q. I am currently going through a bankruptcy. Are you able to get me approved on a car loan?

A. No problem. With your trustee's approval, our lenders will finance you even if you have not yet been discharged from your bankruptcy.

Q. What kind of vehicles do you have in stock?

A. We carry all makes and models.

Q. What kind of interest rate should I expect?

A. Interest rates on car loans vary from 4.99% to 29.9%. Our credit experts will work hard to get you the lowest possible rate every time.

Q. How long does the loan process take?

A. We can have you driving your new vehicle in less than 24 hours.

Q. Will I need to put any money down?

A. Down payments are not usually required.

How The Car Loan Process Works

Car Loans Kingston

Car Loans Kingston Logo
1429 Princess St. Kingston
Ontario K7M 3E9
Affiliated Partner with Kingston Dodge
1429 Princess St. Kingston,Ontario K7M 3E9
Toll Free: 877.549.7353
A Division of Kingston Dodge | Down Payment may be required

By clicking on the submit button, I confirm my agreement to general terms of service and my consent to and/or its affiliated lenders to obtain credit reports about me to facilitate my application for a car loan. Rates and fees may vary by lender ranging from 3.99% to 35.99%.

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