How Does Getting a Bad Credit Car Loan Work?

How it Works

1. Apply online using our secure credit application or we would be happy to take your application over the phone. Contact us at 613-549-7353.

2. Sit back and relax while we go and work with our lenders and guarantee * to get you the best approval possible, usually on the same day.

3. Select your vehicle, work out payments and DRIVE AWAY.

Car Loans Kingston Credit Centre

Credit problems? Have you been turned down for a car loan?
At Car Loans Kingston we have experience getting people approved regardless of credit history:

Write Offs and Closed Accounts
 No Credit
 Good Credit
 History of Bad Credit
 Multiple Collections
 Consumer Proposal
 Previous or Current Bankruptcy
 New to Canada with No Credit
 Credit Counselling
 Previous Repossession
 Student Loans in Arrears
 Missed Credit Card and Loan Payments

Frequently Asked Car Loan Questions

Most traditional banks and finance companies base their decision to finance a customer on their previous credit history. Car Loans Kingston deals with reputable lenders who base their decision on your current circumstances. In most cases if you are working, you are approved. Click here to get approved right now!

Absolutely! Our lenders will finance you even after a bankruptcy.

No problem. With your trustee's approval, our lenders will finance you even if you have not yet been discharged from your bankruptcy.

We carry all makes and models.

Interest rates on car loans vary from 4.99% to 29.9%. Our credit experts will work hard to get you the lowest possible rate every time.

We can have you driving your new vehicle in less than 24 hours.

Down payments are not usually required.

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